PointPay Blockchain-Based Bank

Published on: 13.06.2021

PointPay  is a UK-regulated platform with ten fully functional products. It has created a cryptocurrency ecosystem consisting of all its products. The Fintech platform tries to provide a full range of financial services with its products. PointPay believes that creating an all-in-one solution within the marketplace is the most effective way to solve problems. A platform has been created within PointPay that combines several blockchain-based products accessible from all over the world. 

PointPay also is the first in the world blockchain-based bank enabling people to open crypto checking and crypto savings accounts and earn daily compound interest on crypt.

Implemented features

  • Crypto Checking and Savings Accounts
  • Easy transfer options between accounts within Bank and the whole ecosystem
  • Daily compound interest
  • Highest interest rates in the industry
  • Bitcoin, Ethereum, Tether USD, Tether Gold and PointPay token support
  • Higher yield for PXP token holders on a progressive scale

Upcoming features

  • Fast Bank2Bank fiat transfers
  • Fast C2C fiat transfers
  • Banking license in Wyoming
  • Banking license in the Cayman Islands

PointPay Crypto Exchange offers a convenient custom trading UI with market, limit and stop-limit orders for PROs and Quick Exchange option along with helpful video tutorials for beginners.

Implemented features

  • Crypto School (helpful video tutorials)
  • Market, limit and stop-limit orders support
  • Simplified cryptocurrency conversion option
  • Referral system (50% bonus) and bright advertising banners
  • Progressive discount scale for PXP token holders
  • Day/night mode
  • Multi-language chat in Chinese, English and Russian
  • Accessible from smartphones and tablets
  • 24/7 customer support
  • Automatical calculation of liquidity in chosen orders in the order books
  • Public API

Upcoming features

  • IEO capability
  • Visual effects for new created orders
  • Market depth chart
  • Trading competitions
  • OTC trading
  • Cashback
  • CFD trading
  • AI trading

PointPay Crypto Wallet let anyone send crypto to their friends via email and conveniently track price changes in your cryptocurrency portfolio

Implemented features

  • Multi-currency capability
  • Real-time rates
  • Cryptocurrency portfolio
  • Sending the funds via email
  • Day/night mode
  • Balance topping-up with QR-codes
  • Email-notifications for deposits/withdrawals
  • Accessible from smartphones and tablets

Upcoming features

  • Sending the funds via phone number
  • More currencies to be added
  • Instant swap
  • ERC20 tokens support
  • Recovery by the seed-phrase

PointPay Payment System allow customers to buy most popular cryptocurrencies like BTC, ETH, USDT, XRP, LTC, andothers directly from debit and credit cards for USD, EUR, GBP, etc. The sell option with lowest fees is also available for USD, RUB and UAH

Implemented features

  • Buy/Sell options
  • Major fiat currencies support
  • Major cryptocurrencies support
  • Fully automated conversion process

Upcoming features

  • Public API for fintech projects
  • Crypto acquiring for merchants
  • More providers
  • More fiat currencies

PointPay Mobile Banking Applications let anyone earn daily interest, make instant exchange of currencies, buy/sell bitcoin with debit and credit cards within one application created by PointPayPointPay has developed its own native off-chain technology which enables you to send instant transfers to your friends and partners between Bank, Exchange, Wallet, Payment System and mobile crypto banking applications.

PXP Token Information
PointPay native token is called $PXP. It is an ERC20 compliant token issued on Ethereum blockchain. It insures security and speed of transactions as well as compatibility with third party services.

Implemented features

PXP token enables PointPay customers to earn higher yield on PointPay Bank
PXP token enables traders to cut maker/taker fees on PointPay Exchange
PXP token holders get an access to premium video tutorials from PointPay Crypto School
PXP token enables PointPay customers to reduce transfer fees
Discounts for taking crypto loans for PXP token holders

Upcoming features

Burning model for PXP token
Buy-back system for PXP token
Lower swap fees for PXP token holders on PointPay Crypto Wallet
Native blockchain creation

Key Information About PointPay Token (PXP)

TickerPXP
Soft cap$1,000,000
Middle cap$15,000,000
Hard cap$30,000,000
Total issued amount1,000,000,000
All the unsold tokensto be burned
Retail price$0.4
Available currencies for making a purchase of PXP tokensBitcoin, Ethereum, USDT, Bitcoin Cash, Litecoin, Ripple, Tron, Chainlink, DAI, USDC
Decimals3
Current number of token holders2711 (blockchain holders) + 59618 (offchain holders) = 62329

“PointPay token presale is ongoing where users are being able to invite their friends to buy PXP token and get a referral bonus reward 10% in $PXP”

ABOUT PointPay
PointPay is a cryptocurrency banking platform. It disrupts the traditional bank model by enabling low-cost and instant fund transfers across the globe using our native offchain technology and PointPay token (PXP).

RESOURCES
Website
Twitter

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