FIO Protocol: Simplifying Crypto Transactions for Users

The FIO Protocol is a game-changer when it comes to cryptocurrency transactions. It allows users to create a custom and censorship resistant FIO Handle, which replaces the need for complicated public wallet addresses. This applies to all tokens across all blockchain platforms. FIO Requests also enable privacy-preserving payment requests, similar to Venmo. Additionally, FIO offers other features, including crypto transaction meta data and NFT signatures.

Introducing FIO Wallet Snap: The Convenient Solution for MetaMask Users

FIO Wallet Snap is on the way, and it’s set to revolutionize the way MetaMask users handle their FIO identity. With no need to create new accounts or passwords, users can easily self-custody their FIO identity and gain access to the FIO App. This app allows users to register and link their FIO Handle, send and receive FIO Requests, FIO Tokens, and sign NFTs – all in one place.

Upcoming Feature: Use FIO Handles Instead of Complex Public Wallet Addresses with MetaMask

In the near future, MetaMask users will be able to use their FIO Handle instead of complex public wallet addresses to send any token that is supported by MetaMask.

FIO Foundation Wraps Up FIO Wallet Snap’s Development and Security Audit

The FIO Foundation has successfully concluded the development and security audit of the FIO Wallet Snap. The foundation is collaborating with the MetaMask team to make it available to the general public.

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Users of the SecuX wallets and corresponding apps will now have the ability to leverage the benefits of the FIO Protocol, which enhances the ease of using any cryptocurrency while significantly reducing the possibility of errors.

With the FIO Protocol integration, SecuX users can also create their own custom FIO Crypto Handle. It is also a simple, human-readable wallet name on the @secux domain (e.g. jane@secux) that replaces the need to handle complex public wallet addresses.

In addition to that, SecuX users will also have the option to create and purchase custom domains, and custom Crypto Handles using their custom domains. For example, someone could purchase their last name as a domain and create custom crypto handles for each family member in the format of firstname@lastname.

Other functionalities that SecuX has integrated are:

• FIO Send
• FIO Receive
• FIO Staking
• FIO token support

FIO Send is an integration that will give users the ability to easily withdraw and send any cryptocurrency without the stress of copying and pasting long string public addresses that users of this and other wallets are accustomed to having to use.

Furthermore, FIO Send replaces that long string public address that is vulnerable to errors and other exploits with a simple, human-readable address known as an FIO Crypto Handle. The long string public key address is replaced with the FIO Crypto Handle in the format of firstname@lastname or, for example, janedoe@secux.

ABOUT FIO

FIO, the Foundation for Interwallet Operability, is a decentralized consortium of blockchain organizations and community members supporting the ongoing development, integration, and promotion of the FIO Protocol. The protocol is an open-source, decentralized usability layer solution that works across all blockchains, and uses human-readable Crypto Handles to replace the complexity, risk, and inconvenience that come with blockchain-based transactions using public addresses.

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ABOUT SecuX

SecuX Technology Inc. is a Blockchain Security Company, that devotes itself to developing comprehensive solutions to secure people’s valuable digital assets through blockchain technology. With strong supply chain management and flexible design capability, we also offer tailor-made products for a variety of digital asset management applications.

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Bifrost Wallet will be integrating FIO Crypto Handle registration via Dashboard, FIO Send and Receive.

This process makes sending and receiving any cryptocurrency as simple as sending and receiving an email. And at the same time eliminates the potential of making mistakes and possibly losing your cryptocurrency forever.

A FIO Crypto Handle typically comes in the format of username@domain, for example, danny@bifrost.

Bifrost Wallet users will also have the option to register custom domains and create usernames to register FIO Crypto Handles using their custom domain, for example firstname@lastname.

About Bifrost Wallet

A self-custody, multi-chain wallet and Dapp browser where you can access decentralized applications through the in-app Web3 browser or WalletConnect.

Securely manage your cryptocurrencies or NFT collectibles and perform operations on various blockchain networks with full insight to what you’re signing.

Supported blockchains include Ethereum, Flare, Songbird, Polygon, BNB Smart Chain, Fantom, XRP Ledger, Optimism and Arbitrum, with more on the roadmap.

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About FIO

FIO, the Foundation for Interwallet Operability, is a decentralized consortium of blockchain organizations and community members supporting the ongoing development, integration, and promotion of the FIO Protocol. The protocol is an open-source, decentralized usability layer solution that works across all blockchains. And uses human-readable Crypto Handles to replace the complexity, risk, and inconvenience that comes with blockchain-based transactions using public addresses. FIO Protocol is built on the FIO Chain, a dPoS blockchain fueled by ecosystem utilization of the FIO Token ($FIO).

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SOURCE:
https://medium.com/fio-blog/bifrost-wallet-partners-with-fio-protocol-to-enhance-the-users-experience-715cc2b4af51

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On one side, FIO provides an additional usability layer to REV3AL that simplifies the user experience and makes onboarding the masses much easier in the Web3 space. And on the other hand, users will benefit from an additional layer of authenticated digital identity security or digital signature.

FIO is a protocol that enables a uniform user experience when transacting value across blockchains and products, enabled by crypto endpoints such as wallets, payment processors, and exchanges that integrate FIO capabilities.

Seeking to drive adoption via a user-friendly crypto experience the FIO solution and team are a synergistic component of the REV3AL partner ecosystem as both projects look to protect their user communities.

FIO x Rev3eal Collaboration

REV3AL will be providing access to FIO solutions via its own platforms enabling an extra step in terms of security, through the use of digital signatures. Such solutions include FIO handles and domain Registrations, FIO Receive via the Dashboard, as well the aforementioned FIO NFT Signatures.

FIO will be able to provide access to REV3AL’s patent-pending encrypted-marker technology. Providing protection ‘pre-mint’ at the core creation layer, and including REV3AL as a recommended step in its user journey.

ABOUT REV3AL

REV3AL provides dynamic and multi-layered authentication and security solutions tailored for Web3 & the Metaverse space. Centered around its patent-pending encrypted marker technology, REV3AL helps creators, brands, and IP owners. Protect the authenticity of digital media solving a critical need for assets such as NFTs and In-Game items by providing authentication at the point of creation.

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ABOUT FIO

FIO is a decentralized consortium of blockchain organizations and community members. Supporting the ongoing development, integration, and promotion of the FIO Protocol.

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XRP Toolkit is a client-side interface that allows you to interact with both the XRP Ledger and its on-ledger decentralized exchange. It was created to make it easier for users to manage their crypto assets securely.

FIO shares the same mission as XRP to make crypto products easier to use for everyone around the globe. This is why this partnership makes so much sense.

Soon you can use the FIO Protocol on the XRP Toolkit to send and receive payments in a simple and user-friendly manner.

Furthermore, users of XRP will be able to create their custom FIO Crypto Handles on custom domains. A memorable and human-readable wallet name (ex. jane@xrpl). It can be used to send or receive any type of crypto peer-to-peer. Streamlining crypto usability and reducing the errors that usually come with potential mistakes in copying and pasting long public wallet addresses.

In addition, this partnership also includes FIO receive through the FIO Dashboard and FIO send.

Adding FIO Send to the XRP Toolkit gives its users an even more accessible and seamless experience when sending and receiving XRP Ledger crypto assets.  Furthermore, making an already phenomenal and secure web interface even better and easier to use for all.

ABOUT FIO Protocol

FIO, the Foundation for Interwallet Operability, is a decentralized consortium of blockchain organizations and community members supporting the ongoing development, integration, and promotion of the FIO Protocol. The protocol is also an open-source, decentralized usability layer solution. Works across all blockchains. It also uses human-readable Crypto Handles to replace the complexity, risk, and inconvenience that come with blockchain-based transactions using public addresses. FIO Protocol is built on the FIO Chain, a dPoS blockchain fueled by ecosystem utilization of the FIO Token ($FIO).

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ABOUT XRP Toolkit

XRP Toolkit is a client-side interface helping you interact with the XRP Ledger and its on-ledger decentralized exchange. It was created by Towo Labs to make it easier to securely manage crypto assets. You can use the XRP Toolkit to send, receive and trade crypto assets on the XRP Ledger.

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The addition of the FIO Protocol to IoPay gives an already great platform another edge by providing its users an even easier and seamless experience to make using and trading cryptocurrency simple for everyone.

Make sure to check out all the amazing features and register your own custom FIO Crypto Handle on the IoPay ecosystem that consists of hundreds of Dapps. From DeFi to GameFi to NFTs, all of which are rich with amazing features.

IoPay has integrated FIO Crypto Handle registration, along with FIO Send and Receive. Users will also have the option to register custom domains and choose unique usernames to register their own custom domain, for example, firstname@lastname.

This process takes all the stress and the chance to make a mistake out of the picture by replacing the long-string public wallet address. Typically send to with a simple FIO Crypto Handle that comes in the human-readable format of username@domain, for example, janedoe@IoPay.

ABOUT IoTeX

IoTeX is the leading decentralized network powering the future of Web3 and machine economy (MachineFi) via dApps that reward and benefit people for real-world everyday activities. The platform is built for developers to connect billions of machines with Web3 infrastructure. Create innovative products including DeFi, NFT, DAO, Metaverse, and MachineFi applications.

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Holacoins is a simple and secure P2P crypto exchange. This is where you can sell and send digital currencies at the touch of a button with no hidden fees. It also allows you to go from cash to crypto and vice-versa in the easiest way possible. Providing multiple options with over 10+ payment methods, including bank transfer, cash, PayPal, and multiple e-wallets.

Another feature worth mentioning is the Hola Instant Transfer which allows you to get payment with a simple tap from anyone, anywhere. This is especially useful for merchants as they can send and receive money in a lightning-fast and user-friendly process. Not too dissimilar to how the FIO requests work.

What is FIO Send?

FIO Send is an integration that will give users the ability to easily withdraw and send any cryptocurrency without the stress of copying and pasting long string public addresses that users of this and other wallets are accustomed to having to use.

FIO Send replaces that long string public address that is vulnerable to errors and other exploits with a simple. A human-readable address is known as an FIO Crypto Handle. The long string public key address replaces with the FIO Crypto Handle in the format of username@domain or, for example, janedoe@holacoins.

No longer will users have to worry about mistyping a character or any type of hack or exploit that alters the address where the user is trying to send funds. Adding FIO Send to the Holacoins exchange gives its users an even more accessible and seamless experience when withdrawing and sending any cryptocurrency.

Making an already phenomenal and secure wallet even better and easier to use for all the users of Holacoins. Integration of FIO Send to Holacoins is another step toward easing daily operations with crypto.

ABOUT FIO Protocol

FIO Protocol is a decentralized consortium of blockchain organizations and community members. Supporting the ongoing development, integration, and promotion of the FIO Protocol. The protocol is an open-source, decentralized usability layer solution that works across all blockchains. Uses human-readable Crypto Handles to replace the complexity, risk, and inconvenience that come with blockchain-based transactions using public addresses.

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FIO Crypto handles on the other hand are universal, due to the Blockchain-agnostic, Wallet-agnostic nature of FIO. This may just be one of the most exciting features as entire blockchain ecosystems become more and more interoperable.

Speaking of exciting features, no education platform in the space has more gamified features like the Learnoverse, the first-ever crypto-learning metaverse in the world.

 Learoverse First Crypto-Learning Metaverse

Furthermore, Learoverse is the first crypto-learning metaverse where education is gamified through immersive experiences where students can hone their skills and level their character by assessing their own knowledge acquired in the platform.

In short, the Learnoverse allows students to roam through its virtual world districts and discover topics they want to know more about by taking courses and assessments created by a decentralized body of instructors, and incentivized by token and NFT rewards as well as gamified social interaction, ensuring even higher engagement rates and course completion levels across existing and new students.

Moreover, while most metaverse games tend to focus almost entirely on the entertainment value they offer to the users, in Learnoverse on the other hand, you always end up gaining knowledge about Web3, blockchain, DeFi, interoperability… All while retaining the same entertainment aspect.

In other words, the skills that you acquire in Learnoverse are much more valuable for you in real life. In addition, skills and knowledge can land you jobs in the Blockchain industry, or even help you launch your very own Web3 products.

ABOUT FIO Protocol

FIO, the Foundation for Interwallet Operability, is a decentralized consortium of blockchain organizations and community members supporting the ongoing development, integration, and promotion of the FIO Protocol. The protocol is an open-source, decentralized usability layer solution that works across all blockchains. Uses human-readable Crypto Handles to replace the complexity, risk, and inconvenience that come with blockchain-based transactions using public addresses. FIO Protocol is built on the FIO Chain, a dPoS blockchain fueled by ecosystem utilization of the FIO Token ($FIO).

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ABOUT Learnoverse by Bitdegree

BitDegree is the world’s first blockchain-powered online education platform. Its goal is to make learning fun and rewarding. They are looking to provide its students with token-based scholarships and game-like experiences while learning.

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Infinity Wallet allows you to track your combined historical portfolio or each individual asset separately, all within a secure and rich user-friendly interface. Moreover, supports multiple coins, wallets, and users, on one device or across many. Users do not even need to leave the wallet interface to get the latest market and news updates.

When it comes to security, Infinity Wallet offers top-tier encryption with a suite of custody-free security solutions to keep your private keys strongly encrypted within your device. All users’ data is anonymous, with the ability to generate your wallet seed while offline.

On top of everything else, Infinity Wallet in partnership with FIO provides an enhanced user experience removing all the hassle that comes with transacting in cryptocurrency.

In fact, Infinity users no longer have to deal with the stress of copying and pasting long-string public addresses that are known to be prone to errors and other exploits.

FIO Crypto Handles

Furthermore, FIO Crypto Handles replace that long string public address with a simple, human-readable address known as an FIO Crypto Handle in the format of janedoe@iw or username@domain.

No longer will users have to worry about mistyping a character, or any type of hack or exploit that alters the address where the user is trying to send or receive funds when using FIO-enabled wallets.

All Infinity Wallet users can claim their very own FIO Crypto Handle for free. They can register their own custom domains.

Additionally, custom domains can be anything from a company or brand name to a family surname. It can also be anything that is currently not already claimed in the FIO ecosystem.

In short, adding the FIO Protocol to the Infinity Wallet gives its users an even more accessible and seamless experience when sending cryptocurrency payments. Making an already phenomenal and secure wallet even better and easier to use for all the users of Infinity Wallet.

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It is believed that the ability to wrap FIO Tokens and Domain NFTs will be beneficial to the FIO Community. It will open up new use cases for FIO Tokens and Domains such as:

• Enable FIO Domains to be traded on NFT trading sites such as Open Sea as ERC-721s.

• Enable FIO tokens to be used in a rapidly growing Defi Ecosystem such as Uniswap which rewards token holders for providing liquidity to decentralized exchanges.

Wrapping is typically accomplished in the following way:

• Alice transfers a token on Chain C to a designated address which is controlled by a centralized or decentralized Oracle O.
• Oracle O, then issues a new token on Chain D and transfers it to an address designated by Alice.

• The token on Chain C is now “locked” and not usable on Chain C until it is redeemed.

• When Alice or the new owner wants to redeem the token, they transfer it on Chain D to a designated address which is controlled by Oracle O.

• Oracle O, then “unlocks” the token on Chain C and transfers it to a designated address.

The objective of this project is to:

• Build into FIO Protocol ability to “lock” tokens and designate target blockchain and address. This would allow anyone to build oracle solutions for any blockchain

• Build or engage an oracle solution that will monitor FIO and Ethereum, enabling wrapped FIO Tokens and Domain NFTs on Ethereum.

FIO Chain wrapping functionality

1. System smart contract on the FIO Chain.

2. It will be owned by eosio (controlled by BPs) who will register and unregister oracles using regoracle and unregoracle actions.

3. Users will:
   SEND: User will send FIO Domain using wrapdomain or FIO Tokens using wraptokens actions and pay Oracles fee they obtained using get_oracle_fees.
4. Oracles will:
   • Specify fees (in FIO) they want to be paid by the user for wrapping services using setoraclefee action. These fees should cover gas fees on another chain.
   • TRANSFER: Once Oracles detect that a user on another chain wants to unwrap FIO Domain or FIO Tokens, they will submit their observation using unwrapdomain or unwraptokens actions. Once all Oracles have submitted their observation, the FIO Domain or FIO Tokens will be transferred.

The Foundation for Interwallet Operability (FIO) is an industry consortium, consisting of leading wallets, exchanges, crypto payment processors, and various other entities and community members dedicated to the pursuit of blockchain usability through the FIO Protocol.

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